Last week, I read a post that I just LOVED!
In fact, I could have written it myself,
since I have the same money habits as she does.
The same temptations, the same free spirit.
And the same solution.
However, I couldn't have said it as well as my new friend,
Here she is (isn't she cute?)
(And yes, you saw her yesterday- she won the giveaway!)
Here is her Blog Post titled:
Frugal Friday - Cash Money Honey
what does it mean to live debt free, to me?
i am terrible with money.
my financial past is dark and scary.
i fought this whole budget thing pretty hard,
until i listened to the dave ramsey show one time.
i was hooked.
i am a free spirit and thought
that a budget would make me feel trapped and fenced in.
in fact, now that we are on a budget
i feel more free than ever.
we operate on a cash system now.
i carry a "financial peace university" wallet
that came with cash envelopes for just this purpose.
it was really difficult at first to get used to cash again.
i mean, has anyone used it since they first got a credit or debit card?
no, ma'am. here's the crazy thing -
when you use cash, you spend less.
it is science, people.
your pain receptors (in your brain)
are triggered when you spend cash,
but don't feel a thing when you use a credit or debit card.
with the cash system we are using,
we do our budget at the beginning of each month.
we then go to the bank and pull out the cash.
it goes into our envelopes,
and makes sticking to the budget so easy.
if all the dining out money is gone, we eat at home.
if all the grocery money is spent, we make due
with what we have already purchased.
if my "mad money" has dwindled,
i'll have to delay the purchase of that cute new dress.
self control is a good thing.
you would be amazed by the looks i get
when i pull out cash.
people are annoyed because it takes 30 seconds longer,
cashiers think i'm crazy.
we are taking control of our financial future,
and it is ok if others think we are weird.
we are weird.
normal people are swimming in credit card debt,
and we don't want to be normal.
what are you doing to be frugal?
what system does your house use?
i'm so interested in finding out what other people are doing.
share your wisdom, friends.
Proverbs 22:7b says:
is a slave
to the lender.
This is Mark, my girls and crazy me
(I seriously look deranged--
but I was so excited to yell: "We're DEBT-free!!")
with Dave Ramsey:
We were volunteering for a
Financial Peace University event here in Greenville, SC.
The back of our shirts read:
DEBT IS NORMAL.
So, share your wisdom, how are you frugal
and a good steward of your blessings?